SECURE Financing Helps Give Growers an Edge
Since 2016, SECURE™ financing has been helping make business easier for farmers. Designed to support your operation’s goals, the program offers low fixed rates, can be used for seed, chemical and fertilizer purchases, and you don’t have to make your payments until February, after harvest.
In addition to its unique farm-focused structure, SECURE financing is unique in its offerings. It helps growers lock in low interest rates early, stay competitive with their business decisions and may even help them save money they can put toward more advanced management practices.
Lock in Low Rates and Early Purchases
Farming requires capital, and SECURE makes it easier to access. With stressed cash flow in recent years, SECURE offers a simple, convenient and competitive solution. Dual crop year loans and three-year terms provide flexibility for cash flow, purchases and tax management. It can also help you take advantage of early-purchasing programs.
The ability for growers to have financing in place and available in September can give them much more purchasing power to get in on the early side of available stock and take advantage of early order programs. I’ve been working with growers on SECURE for years, and they overwhelmingly tell me how easy it is to use and how much they appreciate that it’s geared toward their success and making their life easier.
Stay Competitive
Maintaining a competitive edge in farming often requires financial investments. With SECURE financing, you can get up to $500,000 in credit with an acceptable credit history to support your farm’s goals by simply completing a one-page application. Plus, additional financing is available with a more in-depth process.
I work closely with a grower who has used SECURE financing for multiple years. He is a first-generation farmer, so he didn’t inherit anything and said he needs to look for every competitive advantage he can to be successful. This grower appreciates how easy SECURE is to use with his retailer, how competitive the offer is and how it helps him generate better cash flow.
SECURE offers both fixed and variable rate loan options under a single application, giving growers the flexibility to tailor their financing to their unique needs. By having access to both options, growers can strategically balance interest costs and risk management, ensuring they have the financial tools to navigate changing market conditions. This structure not only supports short-term operational needs but also helps with long-term financial planning, giving you greater confidence in your investment decisions.
Put Savings Toward Advanced Management Strategies
If you can save on interest payments with SECURE, it will free up funds to invest in furthering your operation. SECURE offers flexible repayment terms, spanning up to three calendar years, allowing you to manage your finances better and take advantage of beneficial tax opportunities.
Both SECURE financing and CROPLAN seed purchases are run through your local retailer, so you can leverage the relationship you have with your advisor for all seed, crop protection and fertilizer purchases. You’ll have the opportunity to choose the best products for your field from a complete portfolio of top-performing CROPLAN seed and crop inputs from WinField United and partner brands. You’re not tied to one manufacturer and are still eligible for incentives like early-season order programs and prepay discounts.
If you’re interested in supporting your farm goals with SECURE financing this year, contact your local WinField United retailer to get started.
All photos are either the property of WinField United or used with permission.
© 2025 WinField United. Important: Before use always read and follow label instructions. Crop performance is dependent on several factors many of which are beyond the control of WinField United, including without limitation, soil type, pest pressures, agronomic practices and weather conditions. Growers are encouraged to consider data from multiple locations, over multiple years and to be mindful of how such agronomic conditions could impact results. SECURE, Advanced Acre, Answer Plot and WinField are trademarks of WinField United. All other trademarks are the property of their respective owners.
In addition to its unique farm-focused structure, SECURE financing is unique in its offerings. It helps growers lock in low interest rates early, stay competitive with their business decisions and may even help them save money they can put toward more advanced management practices.
Lock in Low Rates and Early Purchases
Farming requires capital, and SECURE makes it easier to access. With stressed cash flow in recent years, SECURE offers a simple, convenient and competitive solution. Dual crop year loans and three-year terms provide flexibility for cash flow, purchases and tax management. It can also help you take advantage of early-purchasing programs.
The ability for growers to have financing in place and available in September can give them much more purchasing power to get in on the early side of available stock and take advantage of early order programs. I’ve been working with growers on SECURE for years, and they overwhelmingly tell me how easy it is to use and how much they appreciate that it’s geared toward their success and making their life easier.
Stay Competitive
Maintaining a competitive edge in farming often requires financial investments. With SECURE financing, you can get up to $500,000 in credit with an acceptable credit history to support your farm’s goals by simply completing a one-page application. Plus, additional financing is available with a more in-depth process.
I work closely with a grower who has used SECURE financing for multiple years. He is a first-generation farmer, so he didn’t inherit anything and said he needs to look for every competitive advantage he can to be successful. This grower appreciates how easy SECURE is to use with his retailer, how competitive the offer is and how it helps him generate better cash flow.
SECURE offers both fixed and variable rate loan options under a single application, giving growers the flexibility to tailor their financing to their unique needs. By having access to both options, growers can strategically balance interest costs and risk management, ensuring they have the financial tools to navigate changing market conditions. This structure not only supports short-term operational needs but also helps with long-term financial planning, giving you greater confidence in your investment decisions.
Put Savings Toward Advanced Management Strategies
If you can save on interest payments with SECURE, it will free up funds to invest in furthering your operation. SECURE offers flexible repayment terms, spanning up to three calendar years, allowing you to manage your finances better and take advantage of beneficial tax opportunities.
Both SECURE financing and CROPLAN seed purchases are run through your local retailer, so you can leverage the relationship you have with your advisor for all seed, crop protection and fertilizer purchases. You’ll have the opportunity to choose the best products for your field from a complete portfolio of top-performing CROPLAN seed and crop inputs from WinField United and partner brands. You’re not tied to one manufacturer and are still eligible for incentives like early-season order programs and prepay discounts.
If you’re interested in supporting your farm goals with SECURE financing this year, contact your local WinField United retailer to get started.
All photos are either the property of WinField United or used with permission.
© 2025 WinField United. Important: Before use always read and follow label instructions. Crop performance is dependent on several factors many of which are beyond the control of WinField United, including without limitation, soil type, pest pressures, agronomic practices and weather conditions. Growers are encouraged to consider data from multiple locations, over multiple years and to be mindful of how such agronomic conditions could impact results. SECURE, Advanced Acre, Answer Plot and WinField are trademarks of WinField United. All other trademarks are the property of their respective owners.
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